The RHA is the ultimate Tax Trifecta. It’s tax free money going in, (unless you’re a WB CA or raking in PP you can adjust your 401 deferrals to minimize or eliminate spillage), grows 100% tax free and no tax bill on withdraw. How you can not want that available is crazy. I pray the NC isn’t so short sighted that they want to get rid of it.

How Much Does Health Care Cost in Retirement?

According to a report by HealthView Services Financial, a healthy 65-year-old couple retiring in 2021 can expect to spend more than $662,000 for retirement health care costs.


https://www.annuity.org/retirement/health-care-costs/