Not necessarily. There is no "correct" retirement age for pilots, it's a tradeoff between risk on one hand and reasonableness or practicality on the other.

If you set the retirement age at the point where sudden incap starts to rise statistically, that would probably be about 30 years old. Most of us can agree that at some age you're too old, both due to sudden incap risk but also general and cognitive decline. Passing a medical and recurrent training at your leisure doesn't guarantee that you're sharp enough and have stamina enough to handle a "non-routine" emergency at 0200 body clock after being awake for 16 hours. Or that you won't stroke out when the poop hits the fan.

There's a reasonable range of uncertainty, between 65 and 70 IMO, and where we fall in that range will be determined by economics and politics.