You'll max out way faster than the top half of the list did and get all of it back due to the B-fund we didn't have (if we ever get profit-sharing again that is.) By the sound of it though many of you need to learn how to balance a checkbook rather than whine about a couple grand going into a retirement account vs your pocket. I have a friend who fits this money management profile. He looks like this...
https://youtu.be/2wnvE2HU0xk