I have no crystal ball, 6 months was just target far enough in the future that todays ecconomic problems "might" be gone by then. Six months ago everyone was hiring and calling back those on furlough. Maybe it'll take 6, 12, 18, 24 months for the good times to come back. I'm just saying that it is better to be in the chute ready to ride into the ring then still learning how to ride the bull.
I agree that there are companies out there that make a big profit off of the 0 time to hero guys. I paid 21K to ERAU for my ratings but that was ten years ago. I don't know what a fair price today is. The AllAPT guys out there are not only trying to get their ratings, they are tryiing to get into the industry quickly. That speed costs money.