I've used WC in Memphis for a back operation. I did not have to use a company Dr. and you also get 163 hrs of sick leave to use per injury, before you must use your own sick leave. Once you have been out for one entire bid period, or miss a monthly bid due to being on WC, then you are put in Pay Only status, and charged RLG or Blg (not sure which) until you run out of the 163 hrs, then are charged your sick leave until you run out of disability sick.
Be sure that the injury is not considered your fault though. I have heard of the company stating that while climbing the stairs, you must keep one hand on the guard rail and only carry one bag at a time. They have all of they gates on camera at MEM, but I don't know if they tape the action, or just live video feed.
Overall, it was not much hassle, just have to keep the WC company that Fedex has hired in the paperwork loop.
Good luck which ever way you choose.
