Regardless of what you call it, it’s free money.

I agree that not all money is good money but:

if put the money in at least a money market or higher interest savings of at least 5%, and don’t touch it until you get the signed paperwork from the company that the “loan” or whatever it is is forgiven, then you come out ahead. If you get a CJO from another or get fired or otherwise leave before you get that’s paper, withdraw the money and interest and give it back. Unless I understand this incorrectly, it really is that simple.

And, if you can’t find a way for abstain from using part of the money before it’s forgiven, with todays FO pay, I would seriously wonder about your decision making in other places.

WTF. Take the money from Franke and smile. He doesn’t give it willingly often…

Three years from now, pay the taxes and use the rest to take your significant other on a nice vacation. Then get hired at mainline and leave.