Thanks for that. I thought it was a short vesting period. FedEx is 5 years (each year can be completed in six active months). The pension is the same for FOs as it is for captains. And there is a 3% penalty for each year (actually .25% per month) if you start collecting before the age of 60. But you can postpone the pension benefit until 60. If you postpone past 65 it’s a 2% gain per year (.33% per month).