Originally Posted by iahflyr

That change would make no difference for us. At Delta, their profit sharing pot of money is calculated knowing that 16% DC is added on.

Let’s say we get a profit sharing pool of money equal to 7% of our wages. If we are getting 16% DC, we would just get a cash payout of 6% of our annual wages, and get 16% of that 6% of wages (~1% of annual wages) to our 401k. That’s still the same amount of money, except now 16% of it is forced into our 401k. I would rather get it as cash.

They would actually have to increase the value of the PS formula (which is a lot harder to do).