Originally Posted by NuGuy

Ok, lets say we increase the DC to 20%, but all that really does is let the junior folks fill their IRS limits faster. To everyone else, it's a simple pay raise, and not an efficient use of retirement dollars, since it gets taxed at the highest marginal rate.

So a simple increase in the DC does nothing for those on the top end because it comes as simple, taxed cash anyway. Why not simply ask for more money in rates? If that had happened, would you still be mad?