Originally Posted by
citationxtango
Can anyone that has joined F9 recently and taken the bonus confirm if they pull your credit ? I didn't see anything in the offer letter or promissory note mentioning it, but rumors on this thread would claim otherwise. I'm not planning on spending the money, I will just be keeping it in a savings account for 3 years, but I am planning on buying a house in the next few months and this would kill my almost perfect credit score and likely affect my mortgage rate...
If your credit is above 800 a hard inquiry won’t do anything to your rate. Anything above 780 is a wash for the bank and one hard inquiry isn’t going to drop the score more than 10 points.