Originally Posted by DryClutch

Genuinely just curious, what do you mean by someone who "specializes in airline pilots"?........ Are you referring to a financial outfit who can advise on the pilot specific insurance/tax end of things too along with the traditional finance side?

I personally have used the same fee only fiduciary since '07 and am very happy with their services and results. I'm relatively certain, due to my own lack of knowledge on investing/finances, insurance, estate planning, that I could not have achieved the year after year returns that they have. I could be wrong. Someone will tell me i'm wrong shortly. Same with the estate planning and insurance side of life and adulting. They advised me without getting any monetary cut of anything, what their opinion on appropriate insurance setup would be (Short term, LTD, umbrella stuff, extra ALPA packages) for a pilot/doctor household w/kids might look like. They can't directly manage my delta 401k or my wifes 401k, but I send them screen shots of the available investment options within and they tell me where to allocate all the %'s and we tweak every so often. I personally don't mind paying my 1% fee every year for this stuff.