Good advice. I am kind of doing that. I hold a fulltime job (2pm-10pm), fly 3-5times a week. Finishing my commercial, should he done in June and have my CFI by the end of June. I am paying all my debts off so that I have only my car note, insurance and gas to worry about when I get on with a regional one day. My Mrs. know what to expect, so she is prepared for the financial burden for the next several years. However, I won't have paid off all my school loans any time soon, but plan on putting as much as possible toward then once I can.