Originally Posted by rickair7777

DB can generally only be passed to your spouse, not kids, etc and you typically have to opt in and accept a reduced benefit in exchange for the survivor benefit. Also there are limitationss, in some cases you must be married to that person before you actually retire. I have a buddy who's hanging on longer than he wanted to because he and the girlfriend are not sure about their future (basically not sure if they want to live in the same locations), so he's delaying retirement until they figure that out.

You probably can't import a 25 y/o east European wife and sign your pension over to her after you retire.