For most of us, picking up an extra trip is likely the best ‘side hustle’, to make $$ anyway.
You have all read ‘Rich Dad, Poor Dad’, right? I’m getting at the ‘offense’ & ‘defense’ with $$. It can get to the point, that an extra $8000 doesn’t matter, when it just goes into that higher dollar car, or whatever.
Then we can get to life expectancy, one needs to prorate the savings. No need to either save everything for the future that may never come, or blow it all today. BWTHDIK.