Maybe it's a sign from above not to go into $75K worth of debt for flight training. Good god, man. Do you realize how much money that is to pay back?

An alternative would be to pay as you go, work for an FBO that would give you a reduced hourly rate perhaps, or work and save until you can afford it. With the market the way it is, there's a good chance the regionals won't be hiring when you finish at ATP...