Originally Posted by
flykin
yea.. I'm starting to find that out..
I refinanced my loans last year, I don't know if I can do income driven repayment since I've agreed to the $1,800/m for 15 years.
Two words: Dave Ramsey.
He'll give you two more: Rice & Beans.
Seriously though: the best thing you can do right now for your future self is get some unbiased instruction in personal finance. (e.g. please tell me you don't also have a $500+/mo car payment?)