Saab, Thanks for this thread.

As a first year FO I will barely break 20k this year. My younger brother is starting the police academy and will make $50,000 starting pay. I know that police work has its stresses and dangers, but paying $20k to fly a jet while holding the lives of 50+ people in your hands is criminal. I have a hard time sleeping. I get 3 to 4 hours at night. I am always worried about how to pay the utility bills and if I there will be anything left.

I prepared for this first year as best that I could. I had $3000 saved and no car or credit card payments to meet. Now, my savings are gone, $3000 on a credit card and I have begun getting food at the food bank just trying to make it. I am now asking myself at what point is MY desire to be a pilot adversely affecting the quality of life not only of myself, but most importantly the QOL of my family.

Just a little rant about Livin' the dream!