Originally Posted by ElonMusk

I agree with this statement. Previous employer had mucho better insurance. Now I double covered and my wife’s insurance is 50 times better than the RP and has zero monthly cost and a max out of pocket family of 2K a year. Covers everything the RP does plus preventative.

It’s interesting to see the RP deny everything under me then it flows to the secondary and it’s all picked up. No matter what it is the RP denies the first time through. I think I have only seen once the wife’s insurance (with my kids) actually send something to the WN RP that they didn’t pay. The RP denied that one the first time through but paid after an appeal.

I have this discussion with many, usually the people who think it’s good haven’t really experienced a good plan in the past.