I think the reason you haven’t seen a slew of “pilot suggestions “ is that the question really is less about flying/training and more about a life decision. You are lucky you have options regarding help from your family regarding housing. Flying is going to set you back between 60 and 90K. A regional FO makes about as much as you currently earn. The bad news is it will take at minimum 2 years before you get to that point. If you are single and really want to fly for a living, this question should be moot. If you have other distractions that affect your decision making, well then you need to think those things through and determine what is most important to you. Good luck.