Originally Posted by
First Break
So, could the MBCBP take the place of your other low risk assets, freeing those funds up to seek a greater return in your 401k? If so, why would you want to abandon the obvious benefits provided by tax deferral?
Exactly what I was thinking. This allows you to go more aggressive in your 401k and other investments. How does DC excess work? At what point does it pay out? After the company contributes $19k? Do employee contributions have any effect of when money goes to DC excess?