Originally Posted by Scoop

OK - I just passed the 59 1/2 YO Milestone and at first look (more research is needed) I am thinking about enrolling for this reason. Please tell me where I am going wrong. After reading this statement:

• An in-service withdrawal option is available prior to retirement, annually for pilots who have reached age 59 ˝. This option is available as long as the pilot’s MBCBP balance is at least the sum of all contributions and does not require any Company “plus up” as outlined above.

Does this mean that I can opt in - enjoy the 1.8% ALPA savings on my excess and then once every year pull it out and use it exactly as I could my excess as long as the plan is not negative?

Thanks Scoop