Originally Posted by
neodd
Thanks. This definitely helped. But why do people want DC excess? And why is it better for me to put my paycheck dollars into it versus letting the company fill it up? And lastly, how does all this relate to this new market based blah blah plan?
Some guys like to filling up with 401a because they can roll over a huge amount into a Roth IRA (ie...way more than the 6,500 contribution limit). Convert that to a Self Directed IRA (SDIRA) and use it to buy real estate. Then everything you make on said real estate goes back into that SDIRA tax free...including any appreciation on the sale of the house. That's one reason why some might want to do it.