Not really your tax bracket but more actually "tax burden." No one knows what the future tax rates will be but with the National Debt I don't really see it getting lower or even staying the same. In addition to my 401K I am always adding money to a post tax brokerage account totally separate from my 401K and another additional Roth account.

I personally think 401K wealth in the future will be too irresistible for politicians to keep their hands off of. It will probably start out like a 1% annual fee on accounts over 5 million or something that the average voter does not see affecting them and then will conditionally adjust downward. Where and how far it goes is anyone's guess. Is this a valid reason not to invest in tax deferred accounts? No - we have to operate within the "system" as it is now - I am just pointing out a concern that I have.

Anyone else wonder about this?

Scoop