I'll be in and let it ride. I will probably minimize my excess to control the amount in the MBCBP. I'll take the tax and dues savings now in the hope that 100% helps me hit my number sooner than 60ish%. Either way this won't be a huge impact and I'm already rebalancing the 401k to be more agressive which will help with the timeline. (I hope at least) I'm targeting total beta rather than alpha and value hunting in my brokerage account.