Geniuses win Nobel prizes in their 50's and 60's for stuff they figured out in their 20's. Young people are innovators. Unfortunately, it takes 399 people like me to birth one genius (statistically speaking).

We have fewer young people because we have made it so damn hard for young people to get a family started. Places like Harvard, with a $51 billion endowment, should be using that $$ to educate people. Being exclusive is exactly the wrong path to take if the good of our economy and future are at stake. Housing, NIMBY'ism, and a tax code that punishes workers. We need to make it easier to start families.

Can you imagine the outrage if we developed a drug that surely increased life expectancies by 15 years, tripled a person's income, their choices of mates and quality of life; then restricted it to 2.4% of the richest, or most entitled? Education is that drug.

Instead of paying off student debt we should offer colleges grants for 1) increasing student acceptance by 10% yearly, including, 2) qualified trade school programs and 3) cutting tuition 10% a year. In less than two Presidential terms we would have doubled the educational output of our nation. Such an action would be more popular than anything Congress is up to by trying to keep us on the payroll and off entitlements (that we paid for).

If nothing else, people are our customers. We need 'em.