,,,, except I have spent a lot of time living the same life as them.
I divorced shortly before 9/11 and gave my ex pretty much everything. After being furloughed, my choice was to pay rent and not pay child support or be homeless and pay child support. I chose the latter. I got to spend a decent amount of time associating with those people you refer to as 'scum'. Most are financially illiterate and should never have been extended easy credit to buy a home.

As far as the American dream I've 'enjoyed,' I didn't buy a house in the 21st century until 2015 when my finances were finally in proper order and I was comfortable making that financial committment. And no, I don't own any rental properties and never have owned rental properties.

I'm a huge 2d Amendment supporter and own firearms. But I would never advocate allowing every person to own a firearm. On that same note, not every person should own a home. Your misguided empathy does huge damage to those who do not have the financial skills to own a home. I've seen how a lot of those people are far worse off due to buying a home than they would have been if they had been lifelong renters. You and your ilk are horrible, horrible people for the huge financial damage that you cause with your misguided empathy ... I consider people like you even worse than those who advocate unrestricted firearm ownership because your ideas do damage on a massive scale to families with your reckless home ownership ideas that you refuse to acknowledge. You are the worst of the worst.