20 left. In

I was a tweener where I could theoretical beat it, but I also know me and excess is likely to be a new dirtbike for me or my neice.

I've been a fire and forget investor in a lifecycle fund closest my retirement year (2044, in 2045 fund)

I may move my 401k allocation to a LC 2050 or 55 fund to get a slightly more agreesive 401k to balance the conservative mbcbp