Originally Posted by DLax85

The MBCBP must make payments to those in retirement, thus the asset mix of 55% equities /45% bonds is not unreasonable. Rather it’s prudent.

However, even the 6.5% goal is above current, forward looking, market forecasts by major investment firms we utilize (Vanguard, Fidelity & Schwab).

If the MBCBP is the way forward,then the solution is to use a lower estimated return (perhaps 5.5%) and require the company to give a larger annual percentage contribution.

11% is insufficient. Fix it NOW! Not in the “next contract”.

In Transparency, Integrity & Unity (for Everyone),
DLax

ps. I’d prefer Everyone had a choice - even future new hires.