Disability options are provided though ALPA at your cost. https://www.alpa.org/en/resources/al...lity-insurance

401k match increases over time, for first three years is a 50% match up to 6% vol contribution, then at 4 years match applies up to 9%.

Re medical insurance. Fam of four on High Deductible Health Plan, annual premium circa $2400 for medical, dental and vision. PPO options are more, approx $8000 pa

Re bonus yes correct carve outs exist for a categories you state, death, loss of medical (some conditions apply around this, ie can the medical be re obtained with two years or not, etc)

AA travel benefits , which are excellent are very fast to get. Id90 takes 6 mths to activate after DOH. 24years is max child age.

I’ll send a PM with some more details on your other questions too.