Originally Posted by
guppie
Thanks for the input. The FAE portion is HUGE (vs 1062 x hourly rate). Even so, the high flying $500K example you list pays 23K monthly... or about $16K after tax (30% rate). Certainly better than our $13,600 Cap in 2023, but pretty close to our $15,975 cap in 2027. We also get the 2x - 401k contriubtions with this TA. We do pay a percentage, but it is pretty cheap...as an example, my cost last year was $1500, and that is falling by 28% in this TA.
The DPMA is also HUGE, but independent of Delta Airlines, right? Ualpa should definetly look into this VEBA benefit, although expensive, I'd pay it. It's a great benefit.
There are a lot of us who are not (and will never be) WB CAs but are at maximum LTD payment. For us, this looks very close between the two programs. I'd call it a wash.
Run the numbers for a NB CA or a 756 CA on the blended rate. (I'm aware that there are a few 756 CAs who only fly the 400, but they can hold WB CA).
Plus, Delta's payment scheme benefits those that hustle quite a bit. For the average slacker, it should favor United's LTD system.