Not picking on you, but why is this even a complaint? You break a bone under the old contract, you verify, your slate gets wiped clean for verification. You’re at 0. (New contract if you’re out for 100 hours+ single occurrence and verify, those hours don’t count either, easily a broken bone). On both the old and the new, if you just qualify for disability (you don’t have to take disability, just qualify), those hours don’t count either. Essentially a broken bone means you had 0 hours count towards the verification trigger. You’re a clean slate for sick verification. And if you’re seeing an orthopedist, you hand them the 1 page form and say “can you sign this?” Nature of sick: collarbone injury. Date. Signed Dr Quinn.

I would want to verify my broken bone, GFB or not. Who cares? It’s very likely it would have taken you over the 100 hour old trigger or the 120 new.

Now UHC jerking you around, totally different animal…. They’re a mess.