Originally Posted by
Gunfighter
That sounds like spending a dollar to save a dime.
Having heard multiple pitches for various high cash value policies the conclusion I keep reaching is buying term and investing the difference in a tax efficient ETF works better.
But we’re not talking about investing your own money. This is a company paid policy. (At least that’s my understanding.) So the question becomes is it better to have the likely higher value term policy (that pays nothing if you make it to retirement). Or a vehicle that leaves you with some value after you stop working for Delta. I’ll wait for more details and pass it to my financial advisor but it seems to be a viable option (especially for those that don’t really need the life insurance anyways).