Option A: Status quo death benefit, high imputed income

Option B: Status quo death benefit, low imputed income, other ancillary benefits that are completely optional and voluntary


APC: “Sounds like a screw job! They obviously aren’t telling us everything! I bet the mean lady in Raleigh was behind this!”


Seriously, based on everything that’s been communicated and a general understanding of the two options, I can’t understand any rationale for continuing to pay excessive imputed income. We have the option to pivot to a much cheaper plan, with exactly the same death benefit. End of story. But please, stick it to the mean lady if that floats your boat.