Thread: TA: GVUL
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Old 10-26-2023 | 01:09 PM
  #83  
Planetrain
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Originally Posted by MaxAutoBrakes
Why is that? I didn't get the same impression on the investment side….

The fee load for each investment option wasn't covered, although I thought I heard them say they were no fee. So unless you are using something like individual stocks or FZROX, you're likely to beat out other investment options with even low fees in the long run.

...

Bottom line, there are options. What is best for each person regarding the investment side is up to them. I personally like tax-deferred/tax-free options. YMMV. I just didn't get the same vibe about staying far away. Love to hear why
You have to dig with MetLife to get fee details. The investment options, while no “front commission”, had annual expenses of 0.40-0.88% (from the few I saw) on top of the 2.25% initial deposit fee and withdrawal fee and other fees. Sadly the fees really eat up the tax savings when I ran my own numbers for a long term investment.
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