Originally Posted by
boog123
ask the next question, who makes
money? Does MetLife make more money with whole life for 15000 pilots or term. 1-2% fees for investments adds up. Not saying it’s not an OK option for pilots.
Why does that matter at all? Delta is paying all the premiums no matter what. No one is forced to use the investment option at all. You can either:
Use the term life for ~$1.1 million death benefit, pay taxes on a high imputed income.
or
Use the GVUL for the exact same ~$1.1 million death benefit, pay taxes on a much lower imputed income.