Originally Posted by
AirBear
The Loss of Medical plan the union at NJA sponsored saved me from having to be the Walmart Greeter. I went out at age 60.5, drew 36 months of partial pay from NJA, then switched to the LOM which will run out when I'm 68.5. So 8 years total of benefits. And the LOM benefit is totally tax free unless you deducted the premiums from your taxes.
Always pay disability premiums with after tax money. Good financial move.