No it’s not because it will not adjust with inflation. I’m not saying it’s unlivable now but one day it may not be that much money. Also, in our current CBA we do not get a DC retirement contribution while out on LTD. Also only get company medical for 5yrs.

That $180k is going to disappear really quick if you plan on funding college educations, weddings, your own retirement, medical insurance, and have exposure to inflation.

All because the FAA has a bone to pick over something that doesn’t affect one’s ability to fly an airplane. The risk for us is huge. They just wave their wand and sit on their hands making you jump through hoops.