[QUOTE=Noisecanceller;3717741]No it’s not because it will not adjust with inflation. I’m not saying it’s unlivable now but one day it may not be that much money. Also, in our current CBA we do not get a DC retirement contribution while out on LTD. Also only get company medical for 5yrs.

That $180k is going to disappear really quick if you plan on funding college educations, weddings, your own retirement, medical insurance, and have exposure to inflation.

That 180K will last longer than you think. You no longer pay Fica, union dues, and everything else but Fed and state tax. You unfortunately won't be able to contribute to your 401K. LTD is capped at 60% of 330K this year so it pays out about 13K a month if you made 330K/yr.