Originally Posted by
notEnuf
Do you have a PWA reference? I'd just like to see it with my own eyes. Trust but verify... yada yada... arbitrator says... yada yada yada. Thanks.
This is all I've found and it applies to the private pilot insurance.
SECTION 25
MEDICAL, DENTAL, LIFE INSURANCE, AND OTHER BENEFITS
I. Accident Insurance for Private Flying
5. In addition to the regular policy exclusions, the following exclusions will also apply:
a. flying in an aircraft certified by the FAA as experimental, restricted, or limited, or prototype aircraft, or
b. waivered flying, crop dusting, stunt flying (other than legal aerobatic flying in an aircraft specifically approved by the FAA for such purposes and in an area and at an altitude approved by the FAA), test flying, flight instruction or while participating in speed and/or endurance contests.
Thanks for pointing this out. This is NOT the life insurance policy, but is the "Accident Insurance for Private Flying."
Based on what you found, that particular add-on "Private Flying" insurance actually excludes more private flying (I.e. experimental, restricted, etc aircraft) than our boilerplate insurance policy (including the GVUL). I think I'm going to pass on the accident insurance. Even EAA (Experimental Aircraft Association) seems to have a better group policy than Delta's "Accident Insurance for Private Flying"