I asked that question and the other NC guy, M, said that he thought there were already companies that had both. He did say he was not sure about that and would have to seach. That conversation was OBE after the vote so I did not follow up. I kind of thought the answer to that would have been known before we ran down the CBP road, but like most things with Pat, it's pancakes, pancakes, pancakes.

Having both would seem like the logical place to start. Maybe fix the A plan for prior years lost inflation on this TA, then tie it going forward to inflation. Add an overflow option where you can select for your DSA or vacation buy back or cash over cap flows into a new MBCBP. Then the next contract we would have actual ROI numbers to educate and plan from. Also there would already be an IRS approval in place for the plan not the hopes that it will be approved. Reducing the number of unknowns next contract would help us make an informed decision about if there should be a tweak in the total retirement direction.