I am leaving the Air Force as an O-3w/9 yrs and walking into a reserve unit next door that needs people. Their interest in me was not extended to several Majors and Lt Cols also at my base with thousands of hours of experience in the C-130 over me for some of the similar reasons mentioned above...and the unit is hiring left and right. Unless you have a deal you cant assume that your experience and active duty time is what a unit would want...
Also, as someone getting out with a wife and 2 children to take care of, I cant beleive how important Tricare is...best case scenario for me is to pay 250 bucks a month for TRS to get less than what I have now for free! That is the BEST CASE, a standard healthplan would be twice that for the coverage I need. Suck it up by just thinking of your mortgage and IRA fully funded for just waking up in the morning...you will be so glad you did.