Originally Posted by captkdobbs

I'm with you; not looking for any additional insurance, and my investment strategy is fairly solid for my personal situation.

The thing the GVUL gives ME is the reduction in imputed income. Period. I'll probably never use it as an investment vehicle, but the fact that the premiums are paid by DL and the imputed income at my age is MUCH lower on the GVUL, it's a no-brainer move for me. Keep the same contractual insurance coverage and save on imputed income...win, even without the investment side.