Originally Posted by NotOldNotYoung

If we were to pursue a Big B with cash over cap and leave the pension as it exists, the following considerations would need to be addressed to be a good improvement.

If we put more eggs in the B fund basket, you need a provision to keep B fund contributions while on LTD. Right now you keep pension years of service accrual but no B fund while on LTD. You never know when you’ll end up on LTD. It’s already a financial hit. Let’s not make it worse.

The other issue is that B fund bumps don’t help guys/gals with a short retirement horizon. Might need some provision for them. Just like you shouldn’t hose the young guys, it’s just as bad to hose the old guys.