Originally Posted by FyrePilot

I commute.

Had Amex platinum (unbranded) between the skyclub access being taken away and how much they hassle a non rev trying to get into centurion lounge I dumped it when they increased the fees (again)

For travel, dining, and international I use Chase Sapphire Reserve- priority pass restaurants are a game changer especially when you have 2 guests. Rental car insurance is a great perk and the travel credit is easy to use

Back up for that is Costco Visa. Used at Costco and for gas wherever I am. Also can get 3% cash back on dining like sapphire reserve if I want money instead of points

Citi double cash is what my family uses for everything else.

I might get bonvoy brilliant or whatever gets me enough nights to stay platinum at bonvoy and for use at their hotels if I get to 3rd quarter and I am short on nights.