Late to the party. I tried doing Hilton points for a year with the Amex Surpass. Then I tried Marriott with the Amex Bonvoy Brilliant. Both turned into a frustrating experience when going on vacation to the point where I've abandoned points and joined the cash back team. It was too hard to get the supposed value of the points (.5 and .84 respectively). We do have a gaggle of kids so rooms for six usually ended being astronomical, especially with Hilton. We now have a Venture X for 2 percent back and IMHO the best overall card is from Redstone FCU. Anyone can join. 5% restaurants and gas, 3% groceries, Target and Walmart; 3% wholesale, streaming and utilities. 1.5% on everything else.

https://www.redfcu.org/personal/cred...isa-signature/