If you're not 20 then you should be old enough to know advancement typically requires some sort of sacrifice. Currently, what are you willing to sacrifice? You mention owning a home. Are you single, married, kids, anything else requiring you to keep that home or stay in that location? Any other ways to decrese expenses?

Have you had your applications reviewed by a third party prep company? In one instance, you stated you got a TBNT notice pretty quickly. That is indicadive of checking (or not checking) a box incorrectly. Additionally, lots of these companies have connections at various airlines to help give you a leg up.

Have you looked into FlexJet or NetJets? They are homebased carriers and will provide you an ATP along with your type. So you get to live where you live, no need to sell the house, and they pay more than $63k. I mention this because you previously stated you have the written complete but not financially able to finish the cert on your own and offer this suggestion as a potential work-around without knowing if they have any sort of bond or training contract.

Lots of advice on the internet but so far you have not presented your case very well in the eyes of the keyboard counselors here. You've been on every forum, including the majors, seemingly expecting that you're a shoe-in because you have turbine time.