This is why they say don't take financial advice from pilots...the "ad nauseum" crowd is the same crowd that is speaking from reality. Let's put it this way...your total compensation for the year is $100. Your earnings (and this is accurate-ish) were comprised of $20 salary, $20 bonus, and $60 of stock. Would you hold onto the $60 in stock and hope the stock price increased faster than NVIDIA? Or would you sell it and put the money to work elsewhere?