Great way to budget! Back when rona started, I remember flying with guys who were freaking out because they "had" to make 85 hours/month as a WB B to maintain their budget. I hoped I'd never end up in that situation. I upgraded for the same reason as you...less days for the same/more pay, plus spending more time in my own bed. I also like being able to drop reserve days below the min days on, which I could never do on the WB. Severely reduces usage and SC's.



Up until recently when staffing went to crap, I used to drop my entire schedule every month I bid a line. The negative day thing still kind of works but my luck hasn't been great on that lately.



Even if you do expect to live well past 65, your plan isn't a terrible one. Once we hit 65, many of us will not have the energy or the will to do some of these things like we did at a younger age. Not to mention, more of our lives will be spent on Dr visits. Unfortunately, many save and save to enjoy their "golden years," only to pass away early in those years. A few unfortunate events I've experienced in the last few years, coupled with reading stuff like Die with Zero, has changed my views on how I live my life.