Originally Posted by
symbian simian
You do you. My plan is to retire with enough money that I can take out what I need/want, without the principal going down. Based on a conservative ROI and corrected for higher than average inflation. I also plan on SSI not paying. Maybe my spending is a problem, but my planning is not.
Millennials are about to receive the largest transfer of wealth in history. GenZ doesn’t even want to show up for a job interview and is already tired of “adulting”. Even if you split half your primary homes market value a few ways. They’ll get a good down payment or bump in their financials.
Spending isn’t a problem. You're living YOUR life. Posterity is an ideology from a time of the have and have not nobility.