Originally Posted by
Moneybags
Why do you think I mentioned 5 years? I.e. the vesting period for the pension. A 401k doesn't have a vesting period.
Don't say the pension is guaranteed when it's not even half the value that it's worth.
And the arrogance to think a plan termination could never happen here is astounding. What you should say is "it's unlikely during the time period I might retire".
There is only the 50% survivor option if you die before retiring.
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Wow, wrong on so many items. If you die before retiring, your spouse gets nothing. 401K has no vesting. Do you have any clue on what our benefits are? A pension is guarenteed via the PBGC. Read for God's sake.
Survior benefit is picked when you RETIRE dimwit. You don't have a choice ever to pick the survivor benefit options on your pension until you retire. I'm shocked at your stupidity on the pension, 401K and survivor benefits.